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Feel the Joy of No Car Payments until 2014*

Bring us your current car loan at another financial institution or finance a new car with us by October 31, 2013, and we’ll give you the rest of the year off from making car payments!* Instead, use that money to build your savings, pay off debt or spread some holiday cheer.auto_loan

And the joy doesn’t end simply because the year does. Our car loans offer annual percentage rates as low as 2.99%**, so you continue to enjoy great savings and affordable payments.

Plus, we offer optional features to help you feel secure with your loan:

•    Optional Guaranteed Auto Protection to cover you in case of an accident or theft

•    Optional Extended Warranty with our Auto Exam Program to protect your vehicle from costly mechanical breakdowns

•    Optional low-cost credit life and disability insurance (payment protection) – Sometimes events or circumstances happen that are beyond our control, such as a death or disability. When these situations arise, they may cause added stress for you or a loved one when it comes to paying your loan. For this reason, we offer optional payment protection. All of our vehicle loans offer Credit Life Insurance and Credit Disability Insurance as long as the borrower qualifies based on age.

If you’re looking for a new vehicle, stop by today. We offer pre-approval before you shop along with a check that you can take to the dealer to purchase your car, and convenient loan approval at participating Avadian dealerships.

If you want to know if we can beat your current rate on an existing car loan elsewhere, check out our no hassle auto rate comparison tool at You may be surprised at how much we can save you!

*Offer based on credit worthiness. Interest begins accruing on the date the loan is booked.
**For a term of 36 months, your monthly payment will be $29.08 per $1000 borrowed at 2.99% APR. All rates are based on credit worthiness, model year, term and auto pay or green discount. No refinancing of existing Alabama Telco loans. Rates cannot be combined with any other loan discount coupons or offers. Rates accurate as of 8/22/13. All rates and offers are subject to change without notice.

The credit union is federally insured by the NCUA. Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
Equal Housing Lender Equal Housing Opportunity Lender
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