Did you really pack on the bills this holiday season? Is your account looking a little worse for wear? Not sure where to begin to get your finances back in top form? Well like most weight-loss programs, the first step is to get up and move. Start by moving your high-rate debt to one of our low-rate VISA® credit cards.
The benefits will make you feel good instantly:
· One Bill – Slim down to one payment every month. It’s easier to manage and track your progress. While other cards claim they can help you consolidate debt, they can also add to it with fees. We don’t charge you an annual fee or balance transfer fee.
· Smaller Rate – Just like your waistline, the smaller the rate on your debt the better. Our Visas offer some of the lowest rates available. And if you’re not already an Alabama Telco credit cardholder, you’ll get 4.99% APR for the first six months. With a lower rate, you can pay off your balance faster. (After the Introductory Rate Period, your rate will convert to a rate in the range listed which is based on card type and credit worthiness: 9.90%-17.90% APR. Rates are accurate as of 02/17/14.)
· Shrinking Debt – With one bill and a lower rate, the results usually always end up the same – paying down and paying off your debt faster! Just remember to refrain from overspending and to keep yourself in check every month.
If you’re ready to make a move, apply for one of our Visa credit cards today. Choose from ScoreCard® Rewards, CashBack or Best Rate. With each card, you get a little something more… points to use for rewards, money, or lowest rate available!
To find out more about our great visa products go to https://www.avadiancu.com/prodserv/visa/
AVADIAN TIDBIT: Once you pay down your debt, use your credit card for the perks. Did you know our Visa credit cards offer special discounts at popular retailers, restaurants, hotels and more? Visit us online to learn where you can save with our Visa cards.