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Avadian Has Creative Options to Help You Grow Your Money

We’ve said it before, but it’s worth repeating: Money is naturally lazy. If you don’t put it to work, it doesn’t do anything on its own.

CDs are a great way to grow your savings without taking on risk.

Now, you may be worried about missing out on future earnings if the interest rates start to rise again. And while that’s true on most CDs, Avadian has two CD options you should consider:

  • The interest rate on our Rate Mover CD1 increases if the prime rate increases. The minimum opening deposit is $1,000, but unlike most CDs, you can make unlimited additional deposits of $500 or more.
  • If rates increase, our Step-Up CD2 allows you to increase your rate one time to the rate currently in effect on Step-Up CDs of the same term, while you keep your original term. So if rates rise, you have the opportunity to lock in a new rate and earn even more for the remainder of the term. The minimum opening deposit is $1,000.

And right now, we have a special offer on each:

  • A 18-Month Rate Mover CD Special that pays 0.50% APY
  • A 36-Month Step-Up CD Special that pays 0.65% APY

Ready to start growing your savings?

Open a CD Special today.

APY=Annual Percentage Yield.

Rates shown are accurate as of June 7, 2021. Minimum opening deposits must be made in new funds not currently held at Avadian. The CD Specials automatically renew for another term at rates in effect at that time. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. May not be combined with other specials or discounts. For consumer accounts only.

1The Rate Mover is a variable rate CD. The interest rate may be adjusted on the first day of each calendar month to reflect changes in the prime rate as published in The Wall Street Journal. The amount of the change is based on the difference in the prime rate as of the current change date and the prime rate as of the previous change date. During the term of your account, the interest rate will never be less than the initial/opening rate or greater than 2.00% above the initial/opening rate.

2The Step-Up is a variable rate CD.

This credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your deposit accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.



The credit union is federally insured by the NCUA. Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
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