Why Having Financing Lined Up Before Visiting the Dealership Helps

Paying cash for a car sounds great, but the reality is that for many of us, that’s not an option.

But that doesn’t mean you have to finance through the dealership. You can line up your financing in advance with a financial institution like Avadian. As this article from Credit Karma explains, most of the time you’re better off financing your car purchase through a financial institution.

You can get preapproved so (1) you’ll know exactly how much you can afford to spend and (2) you can tell the dealership you’ll be paying with cash (using the blank check you’ll receive from us to use, up to your pre-approval amount). This signals that you don’t need financing from them – and allows you to focus on finding the car that fits your criteria, not the monthly payment they can make work.

So apply now, get preapproved, and walk in to the dealership with a check in hand and focus on finding the car you need at a price you already know you can afford.