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So, How Do I Become a Member of a Credit Union?

You may have heard that credit unions are for employees of specific companies. That was more often true in the past, though it still is occasionally true today. (For example, Avadian began as Alabama Telco Credit Union, serving the employees of the telephone company.)


Now, however, to be eligible for membership at Avadian, you simply must live, work, worship, or go to school in one of the following counties: Autauga, Baldwin, Blount, Calhoun, Cherokee, Coffee, Colbert, Cullman, Dallas, DeKalb, Elmwore, Etowah, Geneva, Houston, Jackson, Jefferson, Lauderdale, Lawrence, Lee, Limestone, Madison, Marion, Marshall, Mobile, Montgomery, Morgan, Pike, Randolph, Shelby, St. Clair, Talladega, Tuscaloosa, Walker, or Winston.

However, if you do not live, work, worship, or go to school in one of the above counties, you may be eligible through more than 600 employers who participate as an Avadian Select Employee Group (SEG). To see the full list of companies, click here.

You are also eligible if you are related (whether by blood or by marriage) to any current Avadian member.

NOTE: This entry is adapted from an e-book we wrote on the difference between credit unions and banks. You can download the full e-book here.

The credit union is federally insured by the NCUA. Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
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